Le meilleur endroit pour investir votre argent

Jean Willy Alcide Jean Willy Alcide 100 Comments Reading: 4 min

Le meilleur endroit pour investir votre argent

Photo par Janko Ferlič sur Unsplash

Le meilleur endroit pour investir votre argent est en vous-même. Le taux de rendement à investir dans vos propres connaissances et compétences sera beaucoup plus élevé que tout ce que vous verrez des stocks, des biens immobiliers ou d'autres investissements.

Dans certains cas, vous pouvez mesurer le taux de rendement. Dis-lui que Tu achètes un livre. Même ajouter le coût de votre taux horaire moyen multiplié par le temps qui vous a conduit à le lire. Beaucoup de livres vont être nuls. Mais de temps en temps, vous aurez une bonne idée qui va vous donner un taux de rendement énorme. Comme 10x le coût en une question de mois. Cela est particulièrement vrai avec les livres de productivité personnelle et d'affaires. Mais souvent ce n'est pas une idée révolutionnaire, mais plutôt l'exposition continue aux mêmes idées présentées de différentes manières qui produisent un retour constant au fil du temps. Et les résultats vont bien au-delà de la monnaie. Si investir dans vos propres connaissances vous donne enfin l'idée que vous avez besoin d'arrêter de fumer, vous pouvez mesurer les économies financières tout au long de la vie dans le coût des cigarettes, mais quelle est l'augmentation du niveau de santé qui vaut pour vous? Quelle est l'idée qui vous permet de connaître et de communiquer avec votre futur mari? Qu'est-ce qui perd 50 livres de graisse et sachant que vous pouvez éviter le reste de votre vie? Quelle est la construction d'une carrière qui vous remplit totalement?

Un tour que j'ai appris de Brian Tracy est d'investir 3% de son revenu dans son propre développement personnel. Je ne sais pas pourquoi il utilise spécifiquement 3%, mais cela semble juste à propos de moi. Donc, si vous nous gagnez $5000 par mois, vous investissez seulement US $150 par mois dans votre propre développement personnel. Vous pourriez acheter environ 10 livres de poche ou livres d'auto-assistance; Ceux-ci sont généralement $12-16 chacun (mais c'est beaucoup à lire dans un mois). Ou vous pouvez commander environ 3 programmes audio à partir de six cassettes ou six-CD; Ceux-ci sont généralement autour de $50-60 chacun, souvent avec 20-30 $, si vous les achetez. Ou que US $150 pourrait aller pour le coût d'un séminaire ou une conférence. La plupart des séminaires de développement personnel d'un jour que je connais sont environ nous $100, avec 3 jours ou plus, généralement dans la fourchette de $200-600 (bien qu'ils puissent aller beaucoup plus haut, bien plus de US $10 000). Je pense qu'il est préférable de combiner et de combiner différents types d'apprentissage. Par exemple, le mois dernier, j'ai acheté un programme audio, quelques livres et est allé à un séminaire de 3 jours.

Vous n'avez pas besoin de dépenser ce pourcentage exact tous les mois. Il est bon de passer un mois et en dépenser un autre. Mais le point à environ 3% pour l'année en moyenne. Si ce montant vous rend inconfortable, commencez avec 1% dans le premier mois et progressivement créer. Ou tout simplement commencer avec une valeur fixe comme $20 jusqu'à ce que vous obtenez le coup de lui.

Vous pouvez utiliser ce budget pour investir dans l'amélioration de votre façon. Cela inclut non seulement la connaissance, mais aussi l'équipement et les services – tout ce qui vous aide à grandir et à vous améliorer. Par exemple, j'ai utilisé ce budget pour mettre en place une salle de gym à domicile avec une station de musculation, un vélo d'exercice et de nombreux poids libres. Si vous vous sentez stressé, vous pourriez utiliser l'argent pour obtenir un massage professionnel (dans ma région, sont généralement 40-100 $ pour 1 heures). Ma femme aime passer une demi-journée au Spa Luxor de temps en temps. Si vous pensez que ce serait une expérience grandissante pour vous, allez-y. Prenez des leçons de plongée dans le ciel. Visitez un musée. Joignez-vous à un club ou à un membre. Acheter un logiciel pour apprendre à taper plus vite. Prenez des leçons de flûte. Prenez des cours de tennis. Prends un PDA.

C'est une habitude assez facile à développer aussi bien. Il suffit d'écrire sur votre calendrier le 1er de chaque mois: "investir 3% sur moi-même". Alors, quand la date vient, découvrez combien d'argent vous avez gagné dans le mois précédent et après comment vous allez le dépenser. Si vous pouvez, le dépenser immédiatement-facile quand vous commandez en ligne. Rappelez-vous qu'il s'agit d'un investissement; L'argent que vous dépensez ici sera remboursé à long terme en fonction de la façon dont vous l'investissez.

Si vous exécutez votre propre entreprise, vous pouvez décider s'il faut investir un pourcentage de votre profit brut ou votre revenu net. J'utilise la brute, ce qui me donne évidemment un plus grand budget. Utilisez n'importe quel chiffre avec lequel vous vous sentez plus à l'aise.

Même si je suis interrogé pour le shopping, c'est le genre de shopping que j'aime. Vous pouvez me donner une série d'achats de US $10 000 au centre commercial local, et je ne serai pas en mesure de trouver ce que je veux. Mais quand il s'agit d'investir dans les connaissances et les compétences, tout à coup je n'ai aucun problème à trouver une liste de souhaits. C'est amusant de penser, "OK, j'ai $ X à dépenser sur ma propre croissance personnelle. Comment dois-je le faire? «Nous achèteront 30 actions de santé de meilleure qualité, 10 stocks de prospérité financière, 5 actions de communication et 20 actions de relation.

Des dépenses heureuses!

 

N'oubliez pas, cet article est de Steve Pavlina, si vous avez la volonté de lire l'original peut cliquer ici.

Related Articles

10 passos para uma vida positiva. (resumo) Windy Dryden 10 passos para uma vida positiva. (resumo) Windy Dryden Continue reading
Sem imagem Bienvenue sur mon blog Continue reading
Sem imagem Saber cómo vivir financieramente (Resumen) Raja Raj Continue reading
Seja uma pessoa bem divertida mesmo falida Seja uma pessoa bem divertida mesmo falida Continue reading

About the Author

Jean Willy Alcide
Jean Willy Alcide

100 Comments

  3. I needed to send you one very little observation just to give many thanks once again for your precious information you’ve shared above. It’s quite strangely open-handed with people like you in giving without restraint precisely what a lot of people could have offered as an e-book to help with making some dough for their own end, chiefly now that you could possibly have tried it if you ever decided. These smart ideas additionally acted to become a fantastic way to fully grasp most people have the same desire just as my personal own to know whole lot more regarding this condition. I’m certain there are thousands of more enjoyable instances up front for individuals who start reading your website.

    Répondre

  5. I wanted to compose you this tiny remark to be able to say thank you yet again for the gorgeous opinions you’ve discussed in this article. This is remarkably generous of you to offer freely what exactly many people would’ve advertised as an e-book to get some bucks for themselves, most notably considering the fact that you might have done it if you considered necessary. Those concepts in addition served like the fantastic way to realize that most people have the identical interest much like my personal own to know the truth whole lot more pertaining to this problem. I am sure there are a lot more pleasant occasions in the future for those who see your blog post.

    Répondre

  6. … [Trackback]

    […] Here you will find 2495 more Info to that Topic: jeanwillyalcide.com/fr/o-best-place-a-investir-votre-argent/ […]

    Répondre

  20. I don’t even know how I stopped up here, however I thought this submit was
    great. I don’t understand who you might be but certainly you
    are going to a famous blogger when you aren’t
    already. Cheers!

    Répondre

  21. Good post however I was wanting to know if you could write a litte more on this subject?
    I’d be very thankful if you could elaborate a little bit further.

    Thanks!

    Répondre

  22. Hey just wanted to give you a quick heads up and let you know a few of the pictures aren’t loading correctly.
    I’m not sure why but I think its a linking issue. I’ve tried it in two different web
    browsers and both show the same results.

    Répondre

  25. You can certainly see your enthusiasm within the work you write.
    The world hopes for more passionate writers such
    as you who aren’t afraid to mention how they
    believe. All the time go after your heart.

    Répondre

  28. When someone writes an article he/she retains the thought of a user in his/her mind that how a user can know
    it. Thus that’s why this piece of writing is amazing. Thanks!

    Répondre

  29. Today, I went to the beach front with my children. I found a sea shell and
    gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and
    screamed. There was a hermit crab inside and it pinched her ear.
    She never wants to go back! LoL I know this is entirely off
    topic but I had to tell someone!

    Répondre

  31. When someone writes an paragraph he/she keeps the image of a user
    in his/her mind that how a user can be aware of it.

    Therefore that’s why this paragraph is amazing.
    Thanks!

    Répondre

  34. I’m no longer certain where you’re getting your info, but great
    topic. I needs to spend a while studying more or understanding
    more. Thank you for excellent information I was searching for
    this info for my mission.

    Répondre

  38. Hiya! Quick question that’s totally off topic. Do you know how to make your site mobile friendly?
    My blog looks weird when viewing from my iphone 4. I’m trying
    to find a theme or plugin that might be able to correct
    this issue. If you have any suggestions, please share.
    With thanks!

    Répondre

  39. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point.
    You definitely know what youre talking about, why throw away your intelligence on just posting videos
    to your weblog when you could be giving us something enlightening to read?

    Répondre

  41. … [Trackback]

    […] There you can find 51645 additional Information on that Topic: jeanwillyalcide.com/fr/o-best-place-a-investir-votre-argent/ […]

    Répondre

  42. Excellent blog here! Also your website loads up fast!
    What web host are you using? Can I get your affiliate link to
    your host? I wish my site loaded up as fast as yours lol

    Répondre

  43. Hello! Do you know if they make any plugins to
    assist with SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results.
    If you know of any please share. Appreciate it!

    Répondre

  44. I as well as my friends appeared to be following the nice pointers found on your web blog while instantly developed an awful feeling I never expressed respect to the web site owner for them. Most of the boys became glad to study all of them and now have pretty much been enjoying these things. We appreciate you turning out to be really considerate and then for pick out certain superb guides most people are really eager to discover. My personal honest apologies for not expressing appreciation to you earlier.

    Répondre

  46. Good day! Do you know if they make any plugins
    to safeguard against hackers? I’m kinda paranoid about losing everything I’ve worked hard on. Any
    recommendations?

    Répondre

  47. Hey I know this is off topic but I was wondering if you knew of any widgets I could
    add to my blog that automatically tweet my newest twitter
    updates. I’ve been looking for a plug-in like this for quite some time
    and was hoping maybe you would have some experience with something like this.
    Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to
    your new updates.

    Répondre

  48. This design is incredible! You most certainly know how to keep a reader entertained.
    Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!)
    Fantastic job. I really loved what you had to say, and more than that, how you presented it.
    Too cool!

    Répondre

  49. Just want to say your article is as astounding. The clearness
    to your publish is simply nice and that i can think you’re
    knowledgeable in this subject. Fine along with your permission allow me
    to grasp your feed to stay up to date with coming near near
    post. Thanks 1,000,000 and please keep up the rewarding work.

    Répondre

  50. Hey there just wanted to give you a quick heads up.
    The text in your post seem to be running off the screen in Ie.
    I’m not sure if this is a formatting issue or something to do with
    web browser compatibility but I thought I’d post to let you know.
    The style and design look great though! Hope you get the problem
    fixed soon. Many thanks

    Répondre

  51. Its like you read my mind! You seem to understand so much approximately this, such as you wrote the e-book in it or something. I feel that you just could do with a few percent to power the message house a little bit, but other than that, that is excellent blog. A great read. I will definitely be back.

    Répondre

  52. I intended to create you that little bit of word in order to say thanks once again for your spectacular knowledge you’ve shown in this article. This is certainly tremendously open-handed of people like you giving unreservedly exactly what many people could have distributed for an e-book to make some dough for their own end, primarily seeing that you could have done it if you ever desired. These good ideas additionally worked like a fantastic way to fully grasp someone else have similar fervor the same as my own to see a little more with respect to this matter. I think there are millions of more pleasant periods ahead for people who read through your site.

    Répondre

  53. I wanted to compose you a tiny note just to thank you as before with the magnificent information you’ve provided at this time. It’s so extremely generous of you giving easily all most people would have marketed for an ebook to make some cash on their own, and in particular given that you might have done it in the event you wanted. These suggestions likewise served like a great way to realize that other people online have similar interest the same as my very own to find out a lot more in regard to this problem. I’m certain there are lots of more enjoyable instances in the future for many who scan through your blog.

    Répondre

  55. I discovered your weblog site on google and check just a few of your early posts. Proceed to maintain up the very good operate. I just additional up your RSS feed to my MSN News Reader. In search of forward to reading extra from you afterward!…

    Répondre

  56. We’re a gaggle of volunteers and opening a brand new scheme in our community. Your web site offered us with helpful info to work on. You have performed an impressive activity and our whole group can be grateful to you.|

    Répondre

  58. I simply want to tell you that I’m very new to weblog and honestly liked your blog. Likely I’m want to bookmark your website . You surely have superb articles. Many thanks for sharing with us your web site.

    Répondre

  61. One more issue is that video gaming became one of the all-time greatest forms of entertainment for people of any age. Kids participate in video games, and also adults do, too. The XBox 360 has become the favorite video games systems for individuals that love to have a lot of video games available to them, in addition to who like to relax and play live with some others all over the world. Many thanks for sharing your opinions.

    Répondre

  62. Faytech North America is a touch screen Manufacturer of both monitors and pcs. They specialize in the design, development, manufacturing and marketing of Capacitive touch screen, Resistive touch screen, Industrial touch screen, IP65 touch screen, touchscreen monitors and integrated touchscreen PCs. Contact them at http://www.faytech.us, 121 Varick Street, New York, NY 10013, +1 646 205 3214.

    Répondre

  63. Hi are using WordPress for your site platform? I’m new to the blog world but I’m trying to get started and set
    up my own. Do you require any html coding knowledge to make your own blog?
    Any help would be greatly appreciated!

    Répondre

  69. There are some attention-grabbing time limits on this write-up but I don’t know if I see all of them heart to heart. There may possibly be some validity but I will consider maintain viewpoint until I look into it additional. Great article , thanks and we want additional! Added to FeedBurner at the same time.

    Répondre

  76. You made some decent points there. I checked on the internet to find out more about the issue and found most individuals will go along with your views on this web site.

    Répondre

  81. I’m impressed, I must say. Rarely do I come across a blog that’s equally educative and amusing, and let me tell you, you have hit the nail on the head. The problem is something not enough folks are speaking intelligently about. I am very happy that I stumbled across this in my search for something regarding this.

    Répondre

  85. This is really interesting, You’re a very skilled blogger. I’ve joined your rss feed and look forward to seeking more of your wonderful post. Also, I have shared your website in my social networks!|

    Répondre

  86. Hey I know this is off topic but I was wondering if you knew of any widgets I could
    add to my blog that automatically tweet my newest twitter updates.
    I’ve been looking for a plug-in like this for quite some time and was hoping maybe you
    would have some experience with something like this.
    Please let me know if you run into anything. I truly enjoy
    reading your blog and I look forward to your new updates.

    Répondre

  89. I have observed that in the world these days, video games will be the latest phenomenon with children of all ages. Many times it may be unattainable to drag your children away from the games. If you want the very best of both worlds, there are lots of educational gaming activities for kids. Interesting post.

    Répondre

  97. I was more than happy to find this page. I need to to thank you for your time due to this fantastic read!! I definitely savored every little bit of it and i also have you saved as a favorite to check out new things in your blog.|

    Répondre

  98. A motivating discussion is definitely worth comment. I believe that you should write more on this issue, it might not be a taboo subject but generally folks don’t discuss such issues. To the next! All the best!

    Répondre

Laisser un commentaire

%d blogueurs aiment cette page :